Q&A: How Can You Check Your Provident Fund Balance?
You can check your provident fund balance in four ways: review the statement sent by your asset management company, contact the company directly, log in to its website, or use its app. If you do not know which company manages your employer’s fund, ask HR first. You can check the employee contributions deducted each month on your payslip.
Q: How can you check your provident fund balance?
A: There are four ways: review your fund statement, contact your asset management company, use its online portal, or use its app.
- Check Your Fund Statement A fund statement shows how much a member has in the fund, including employee contributions, employer contributions and investment returns. The asset management company sends statements regularly, for example twice a year, depending on the fund.
- Contact Your Asset Management Company Directly Contact the asset management company that manages your employer’s fund to request information about your own fund balance.
- Log In to the Online Portal Many asset management companies provide websites where members can log in to view their fund balances. First-time users may need to register and set a password according to the company’s instructions.
- Use the App Some asset management companies offer smartphone apps. Download the app and log in to view your fund balance at any time.
Summary: Checking Your Provident Fund Balance
For HR staff and employees who already understand what a provident fund is, checking their provident fund balance is an important part of reviewing their finances and planning for the future. Regular checks help you track changes in your balance and identify opportunities to adjust your investment strategy to suit your financial goals.
FAQ: Frequently Asked Questions About Provident Funds
Q: What percentage is deducted for employee provident fund contributions?
A: Employees may contribute between 2% and 15% of their wages, according to the fund’s rules. Employers contribute at a rate no lower than the employee contribution rate. Read more at
Q: Why does the statement balance differ from the total amount deducted?
A: The statement balance includes investment returns, which fluctuate with the value of investment units. Contributions deducted in the latest month may also not have reached the fund by the statement date.
Q: Can the value of my provident fund decrease?
A: Yes. A provident fund is an investment, so its value can rise or fall depending on the chosen investment policy and market conditions. Policies with a high allocation to equities are more volatile than fixed-income policies.
Q: Can I still check my fund balance after resigning?
A: Yes. Contact the asset management company directly using your membership number and Thai national ID number. Learn about your options for the money after resignation at
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